Property Recovery Handler

  • Recruit Ins Ltd
  • Chelmsford, Essex
  • 26/01/2026
Full time Real Estate

Job Description

Recovery Handler - Property (UK) - Hybrid - Chelmsford, Essex

Recruit Ins are seeking a Recovery Handler to join a leading global loss adjusting company within their Real Estate UK team, working from the Chelmsford, Essex office on a hybrid basis.

This is an excellent opportunity for someone experienced in managing property recovery claims who is confident handling their own caseload from start to finish with a strong focus on recoveries and liability evaluation.

Recovery Handler Job Role
  • Desktop technical handling of UK property recovery cases, including incidents arising from insured property losses.
  • Managing a personal caseload of recovery files, including own-initiative UK recoveries and centrally reported recoveries from insurers.
  • Conducting desktop investigations into liability, causation, and prospects of recovery.
  • Pursuing recoveries against third parties, contractors, landlords, tenants, utilities, and other responsible entities.
  • Drafting recovery correspondence, Letters of Claim, and formal recovery arguments.
  • Managing incoming and outgoing emails, calls, and correspondence to progress recovery actions efficiently.
  • Proactively controlling the lifecycle of recovery files through strong diary and time management.
  • Liaising with insureds, insurers, brokers, loss adjusters, solicitors, and all relevant stakeholders.
  • Working closely with the internal Property and Real Estate UK teams (European knowledge not required).
  • Ensuring all internal standards, processes, and compliance requirements are met, including data protection and information security.
  • Producing accurate data capture and MI for clients and internal reporting.
  • Supporting account management activities and assisting with invoicing where required.
  • Achieving SLA, financial, and file-handling performance targets.
Recovery Handler Skills Required

We are looking for an individual with:

  • Minimum 2 years' experience handling property recovery or subrogation claims on a cradle-to-grave basis.
  • A strong understanding of UK recovery processes, liability arguments, and relevant property claim protocols.
  • Experience gathering evidence, assessing prospects, and initiating recovery action.
  • Confidence drafting clear and persuasive recovery correspondence and reports.
  • Excellent communication skills when dealing with third parties, insurers, and internal stakeholders.
  • High attention to detail, strong investigations ability, and a desire to progress technically.
  • Ability to work autonomously while also collaborating with the wider Real Estate team.
  • Comfortable working to targets such as SLA compliance, chargeable hours, and recovery income.
  • Professional qualifications (or working towards them) are desirable but not essential.
  • European languages or European claims experience are not required.
Recovery Handler - Perks and Benefits
  • Bonus scheme
  • Clear career progression pathway
  • Broadband allowance (approx. £300)
  • Private health cover
  • Pension (currently 2% contributory / 8% non-contributory)
  • Hybrid flexible working
  • Monday-Friday, 9am-5pm
  • Paid professional qualifications
  • 25 days holiday plus bank holidays