Head of Credit Specialist Property Lender London An exceptional opportunity has arisen for a Head of Credit to join one of the most exciting new lenders entering the UK property finance market. This lender has an established and highly successful international presence, including a £1.8 billion property lending platform in Sydney, and is now expanding into London. Backed by significant institutional funding from major American banks, the business is positioned to rapidly become a major force within the UK specialist lending market. This is a rare opportunity to join a lender at an early stage and play a key role in shaping the credit function of a fast-growing specialist lender. The Role The Head of Credit will take responsibility for advising the Credit Committee and overseeing the full credit function across development and bridging finance transactions. This role will suit a highly technical credit professional with deep experience in development finance and bridging finance, who can operate at a senior strategic level while also maintaining strong involvement in complex deal structuring. Typical transactions will range up to £30m, with the capability to support significantly larger deals. The successful candidate will play a key role in building frameworks, shaping credit processes and supporting the growth of the lending platform as the UK business scales. Key Responsibilities Advising the Credit Committee on all aspects of the credit function Leading the assessment and approval of development finance and bridging transactions Providing detailed credit analysis on complex lending structures Supporting the structuring of transactions alongside originations teams Reviewing and managing the existing loan portfolio, including restructures and potential defaults Establishing and refining credit frameworks, processes and underwriting standards Supporting the development of the UK lending platform as the business grows Working closely with originations to ensure efficient transaction flow Over time, building and managing a credit team Candidate Profile 8-10+ years' experience in property finance credit roles Strong experience in development finance and bridging finance Previous experience as a Head of Credit, Credit Director or senior credit professional Strong technical underwriting and structuring ability Experience sitting on or advising Credit Committees Experience managing complex transactions Strong understanding of commercial real estate lending A collaborative and respectful leadership style Package Base Salary: £150,000 - £170,000 (depending on experience) Bonus: Discretionary Holiday: 25 days, increasing annually up to 30 days Pension: 5% employer contribution Private Medical: Bupa (cover for employee + 50% spouse cover) Death in Service: 4x salary Critical Illness Cover Working Pattern: 4 days in the office / 1 day from home
16/03/2026
Full time
Head of Credit Specialist Property Lender London An exceptional opportunity has arisen for a Head of Credit to join one of the most exciting new lenders entering the UK property finance market. This lender has an established and highly successful international presence, including a £1.8 billion property lending platform in Sydney, and is now expanding into London. Backed by significant institutional funding from major American banks, the business is positioned to rapidly become a major force within the UK specialist lending market. This is a rare opportunity to join a lender at an early stage and play a key role in shaping the credit function of a fast-growing specialist lender. The Role The Head of Credit will take responsibility for advising the Credit Committee and overseeing the full credit function across development and bridging finance transactions. This role will suit a highly technical credit professional with deep experience in development finance and bridging finance, who can operate at a senior strategic level while also maintaining strong involvement in complex deal structuring. Typical transactions will range up to £30m, with the capability to support significantly larger deals. The successful candidate will play a key role in building frameworks, shaping credit processes and supporting the growth of the lending platform as the UK business scales. Key Responsibilities Advising the Credit Committee on all aspects of the credit function Leading the assessment and approval of development finance and bridging transactions Providing detailed credit analysis on complex lending structures Supporting the structuring of transactions alongside originations teams Reviewing and managing the existing loan portfolio, including restructures and potential defaults Establishing and refining credit frameworks, processes and underwriting standards Supporting the development of the UK lending platform as the business grows Working closely with originations to ensure efficient transaction flow Over time, building and managing a credit team Candidate Profile 8-10+ years' experience in property finance credit roles Strong experience in development finance and bridging finance Previous experience as a Head of Credit, Credit Director or senior credit professional Strong technical underwriting and structuring ability Experience sitting on or advising Credit Committees Experience managing complex transactions Strong understanding of commercial real estate lending A collaborative and respectful leadership style Package Base Salary: £150,000 - £170,000 (depending on experience) Bonus: Discretionary Holiday: 25 days, increasing annually up to 30 days Pension: 5% employer contribution Private Medical: Bupa (cover for employee + 50% spouse cover) Death in Service: 4x salary Critical Illness Cover Working Pattern: 4 days in the office / 1 day from home
Credit Quality Assurance Manager Bridging & Development Finance London (4 days office / 1 day WFH) TBC KFS Recruitment are delighted to be working with a new and exceptionally well-backed specialist property lender entering the UK market. Our client is launching with significant institutional funding and backing from some of the world's leading banks, with an ambitious strategy to become a major player in the bridging and development finance sector. As part of their continued build-out of the credit function, they are now seeking an experienced Credit Quality Assurance professional to join the business and play a key role in ensuring the highest standards of underwriting and credit governance. This role will suit someone currently working within a specialist lender or challenger bank, ideally with exposure to bridging finance, development finance or specialist real estate lending. The Role The Credit Quality Assurance Manager (CQA) will be responsible for independently reviewing credit decisions and underwriting processes to ensure they meet internal policies, regulatory expectations and best practice across the specialist lending sector. Bridging loans are typically short-term, property-backed facilities used to bridge funding gaps between transactions or developments, often requiring strong due diligence on security, loan-to-value and exit strategies. This role will help ensure lending decisions remain robust, consistent and aligned with the lender's credit appetite as the loan book grows. Key Responsibilities: Conduct post-completion credit file reviews across bridging and development finance loans Assess underwriting quality against internal lending policy and credit risk appetite Identify trends, risks and areas for improvement across the credit function Produce quality assurance reports and feedback for senior credit leadership Ensure credit processes remain compliant with internal governance and regulatory expectations Work closely with underwriting, risk and portfolio teams Provide constructive feedback and training to credit teams where required Support the ongoing development of credit frameworks, policies and procedures Candidate Requirements We are keen to speak with candidates who have experience within specialist property lending environments, including: Bridging lenders Development finance lenders Specialist property lenders Challenger banks active in real estate lending Candidates may currently work within organisations such as lenders similar to: Specialist challenger banks Property finance lenders Private credit platforms Experience Required Proven experience in Credit Quality Assurance, Credit Risk or Credit Audit Strong exposure to bridging finance and development finance lending Deep understanding of credit underwriting standards and loan structuring Experience reviewing loan documentation, valuations, exit strategies and security structures Strong analytical skills and ability to challenge lending decisions constructively Why This Role Stands Out Join a new lender launching with significant institutional backing Opportunity to help shape the credit governance framework from the ground up Exposure to a growing bridging and development finance loan book Work closely with senior leadership in a high-growth lending platform Location & Working Pattern London 4 days in the office / 1 day working from home
16/03/2026
Full time
Credit Quality Assurance Manager Bridging & Development Finance London (4 days office / 1 day WFH) TBC KFS Recruitment are delighted to be working with a new and exceptionally well-backed specialist property lender entering the UK market. Our client is launching with significant institutional funding and backing from some of the world's leading banks, with an ambitious strategy to become a major player in the bridging and development finance sector. As part of their continued build-out of the credit function, they are now seeking an experienced Credit Quality Assurance professional to join the business and play a key role in ensuring the highest standards of underwriting and credit governance. This role will suit someone currently working within a specialist lender or challenger bank, ideally with exposure to bridging finance, development finance or specialist real estate lending. The Role The Credit Quality Assurance Manager (CQA) will be responsible for independently reviewing credit decisions and underwriting processes to ensure they meet internal policies, regulatory expectations and best practice across the specialist lending sector. Bridging loans are typically short-term, property-backed facilities used to bridge funding gaps between transactions or developments, often requiring strong due diligence on security, loan-to-value and exit strategies. This role will help ensure lending decisions remain robust, consistent and aligned with the lender's credit appetite as the loan book grows. Key Responsibilities: Conduct post-completion credit file reviews across bridging and development finance loans Assess underwriting quality against internal lending policy and credit risk appetite Identify trends, risks and areas for improvement across the credit function Produce quality assurance reports and feedback for senior credit leadership Ensure credit processes remain compliant with internal governance and regulatory expectations Work closely with underwriting, risk and portfolio teams Provide constructive feedback and training to credit teams where required Support the ongoing development of credit frameworks, policies and procedures Candidate Requirements We are keen to speak with candidates who have experience within specialist property lending environments, including: Bridging lenders Development finance lenders Specialist property lenders Challenger banks active in real estate lending Candidates may currently work within organisations such as lenders similar to: Specialist challenger banks Property finance lenders Private credit platforms Experience Required Proven experience in Credit Quality Assurance, Credit Risk or Credit Audit Strong exposure to bridging finance and development finance lending Deep understanding of credit underwriting standards and loan structuring Experience reviewing loan documentation, valuations, exit strategies and security structures Strong analytical skills and ability to challenge lending decisions constructively Why This Role Stands Out Join a new lender launching with significant institutional backing Opportunity to help shape the credit governance framework from the ground up Exposure to a growing bridging and development finance loan book Work closely with senior leadership in a high-growth lending platform Location & Working Pattern London 4 days in the office / 1 day working from home
Now Hiring: Bridging Operations Manager - NW England Hybrid (after 6 months) Shares on offer Strong remuneration Long-standing parent company At KFS Recruitment, we specialise in helping bridging lenders find the best talent in the market. We're proud to be working exclusively with an incredibly successful, long-established business in the Northwest of England as they launch a new bridging finance lending arm - and they're looking for a Trailblazer to spearhead the journey. This is a rare and exciting opportunity for someone with at least 10 years' experience in bridging finance to build and shape a lender from day one. The business will be focusing on non-regulated bridging finance across the UK, with a strong appetite to lend and a clear ambition to scale rapidly. You'll be instrumental in everything - from setting the culture and processes, to hiring your senior team, managing investor relationships, meeting with the Group Board and helping to shape the lender's public profile. You will have autonomy to suggest products and company direction; your voice will be heard! The right person will also be confident representing the company at industry expos and will be a regular contributor in industry publications and media outlets to build visibility in the market. You'll need to bring: A deep understanding of bridging finance, end-to-end Experience managing funding lines Proven leadership in building or scaling lending businesses A long career in lending, with foundations in underwriting and credit risk, or perhaps business development (depending on whether you lean more into a COO or Sales Director role) Excellent communication skills with investors, stakeholders, and the press Confidence representing the business publicly and at events A commercial mindset with an eye for sustainable profitability This role isn't just another job - it's a chance to bring your own vision to life. With generous shares on the table, strong financial backing, stunning offices, potential for future hybrid working, and a forward-thinking founding partner who's ready to collaborate, this is an exceptional leadership opportunity in the sector.
16/03/2026
Full time
Now Hiring: Bridging Operations Manager - NW England Hybrid (after 6 months) Shares on offer Strong remuneration Long-standing parent company At KFS Recruitment, we specialise in helping bridging lenders find the best talent in the market. We're proud to be working exclusively with an incredibly successful, long-established business in the Northwest of England as they launch a new bridging finance lending arm - and they're looking for a Trailblazer to spearhead the journey. This is a rare and exciting opportunity for someone with at least 10 years' experience in bridging finance to build and shape a lender from day one. The business will be focusing on non-regulated bridging finance across the UK, with a strong appetite to lend and a clear ambition to scale rapidly. You'll be instrumental in everything - from setting the culture and processes, to hiring your senior team, managing investor relationships, meeting with the Group Board and helping to shape the lender's public profile. You will have autonomy to suggest products and company direction; your voice will be heard! The right person will also be confident representing the company at industry expos and will be a regular contributor in industry publications and media outlets to build visibility in the market. You'll need to bring: A deep understanding of bridging finance, end-to-end Experience managing funding lines Proven leadership in building or scaling lending businesses A long career in lending, with foundations in underwriting and credit risk, or perhaps business development (depending on whether you lean more into a COO or Sales Director role) Excellent communication skills with investors, stakeholders, and the press Confidence representing the business publicly and at events A commercial mindset with an eye for sustainable profitability This role isn't just another job - it's a chance to bring your own vision to life. With generous shares on the table, strong financial backing, stunning offices, potential for future hybrid working, and a forward-thinking founding partner who's ready to collaborate, this is an exceptional leadership opportunity in the sector.
